Start building your nest egg with this account. You can make unlimited deposits and we can even arrange automatic transfers and direct deposits into your savings account. Preauthorized, automatic and telephone transfers are limited to six per month. If you exceed the transfer limitations, your account may be subject to closure by the bank. A withdrawal fee of $1.00 will be imposed for each withdrawal in excess of six per month. ATM access is unlimited. With a $200 balance or more, there is no monthly fee, while balances of $199 or less will have only a $2 per month fee.