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Certificates Of Deposit

A Certificate of Deposit or CD, is a time deposit offered to consumers to gain competitive returns on FDIC insured savings. CD’s are a great choice if you have a time specific savings need or if you just want to diversify overall portfolio risk. The consumer has the decision of how much to invest in the CD as well as the term length.

So whether, you are building assets for retirement or looking for a low risk way to diversify your investment portfolio, find the right savings solution at Bank of Sullivan.

CD Rates

Term Rate APY* Minimum Available as IRA Open an Account
3 Months Apply 1.20 1.20 $1,000 Apply
6 Months Apply 1.20 1.20 $1,000 Apply
1 Year Apply 1.35 1.36 $1,000 Apply
18 Months Apply 1.45 1.46 $1,000 Apply
2 Year Apply 1.50 1.51 $1,000 Apply
3 Year Apply 1.70 1.71 $1,000 Apply
4 Year Apply 1.85 1.86 $1,000 Apply
5 Year Apply 2.00 2.02 $1,000 Apply
7 Months - SpecialApply 2.00 2.02 $1,000 Apply
13 Months - SpecialApply 2.50 2.52 $1,000 Apply


Choose from our widest variety of terms to help you achieve short-term goals or long-term dreams. With terms ranging from 3 months to 5 years, Bank of Sullivan offers options that meet your savings needs.

  • Annual Percentage Yield (APY)
  • Penalty may be imposed for early withdrawal, which will reduce earnings on the account
  • Minimum deposit of $1,000
  • Deposits are insured through FDIC. FDIC Insurance Information
  • Interest compounded and credited quarterly
  • No account opening or maintenance fees. See a Financial Service Representative for additional details

*Annual Percentage Yield (APY) is accurate as of June 25, 2018. Penalty may be imposed for early withdrawal, which will reduce earnings on the account. Interest compounded and credited quarterly.

FDIC Insurance Information