Common Features and Fees
| ATM/Debit Card Replacement |
$5.00 |
| ATM Cash Withdrawal at Non-Proprietary ATM Machines |
$1.50 |
| Check Printing |
Fee Varies Depending on Check Style Ordered |
| Deposited Checks (And Other items) Returned Unpaid |
$15.00 |
| Overdraft (Each Debit or Check Paid) |
$25.00 |
| Nonsufficient Funds (NSF) Items (Each) |
$25.00 |
| Account Activity Printout |
$1.00 |
| Account Research (1 Hour Minimum) |
$20.00 per hr. |
| Reconstruction of Bank Statements (1 Hour Minimum) |
$20.00 per hr. And .20 per copy |
| Account Balancing Assistance (1 Hour Minimum) |
$10.00 per hr. |
| Special Statement |
$15.00 |
| Stop Payment (All Items) |
$2.00 if balance is greater than check amount; $15.00 if Balance is less than check amount. Must be renewed every six months. |
| Outgoing Wire Transfers |
$15.00 |
| Incoming Wire Transfers |
$10.00 |
| International Wires |
$50.00 |
| Check Reject Fee |
$5.00 |
| Premature Closing Fee |
$15.00 if account closed within 90 days of opening. |
No Activity Fee
(No Activity for 60 Days and Balance Under $100.00) |
$4.00 |
| Phone Transfers |
$2.00 |
| Dormant Account Fee (Savings Accounts) |
$3.00 per mos. |
| Direct Collection Items |
$25.00 |
| First Presentment: $25.00 which will be deducted from any amounts collected and the balance will be remitted to the presenter. |
| Subsequent Presentments: A cashier’s check for $25.00 must accompany all presentments for future collection after first presentment. The fee is non-refundable even if the items sent for collections are not paid. |
We reserve the right to any time require not less than 7 days notice in writing before each withdrawal from an interest bearing account other than a time deposit or from any savings account as defined by Regulation D.
